[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.antiba.cz\/jak-poznat-tu-spravnou-platebni-kartu\/#Article","mainEntityOfPage":"https:\/\/www.antiba.cz\/jak-poznat-tu-spravnou-platebni-kartu\/","headline":"Jak poznat tu spr\u00e1vnou platebn\u00ed kartu?","name":"Jak poznat tu spr\u00e1vnou platebn\u00ed kartu?","description":"V dne\u0161n\u00ed dob\u011b jsme si snad v\u0161ichni zvykli vyu\u017e\u00edvat platebn\u00ed karty m\u00edsto klasick\u00fdch pen\u011bz. Je ale tak\u00e9 d\u016fle\u017eit\u00e9 v\u011bd\u011bt, \u017ee ka\u017ed\u00e1 platebn\u00ed karta se li\u0161\u00ed … ","datePublished":"2021-12-11","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.antiba.cz\/author\/#Person","name":"","url":"https:\/\/www.antiba.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"antiba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.antiba.cz\/wp-content\/uploads\/p%C4%9Btistovky%20EU_6.jpg","url":"https:\/\/www.antiba.cz\/wp-content\/uploads\/p%C4%9Btistovky%20EU_6.jpg","height":0,"width":0},"url":"https:\/\/www.antiba.cz\/jak-poznat-tu-spravnou-platebni-kartu\/","about":["Pen\u00edze"],"wordCount":450,"articleBody":"   V dne\u0161n\u00ed dob\u011b jsme si snad v\u0161ichni zvykli vyu\u017e\u00edvat platebn\u00ed karty m\u00edsto klasick\u00fdch pen\u011bz. Je ale tak\u00e9 d\u016fle\u017eit\u00e9 v\u011bd\u011bt, \u017ee ka\u017ed\u00e1 platebn\u00ed karta se li\u0161\u00ed a nen\u00ed jedno, kterou si pro sv\u016fj b\u011b\u017en\u00fd \u017eivot zvol\u00edte. \u010cast\u00fdm rozd\u011blen\u00edm je na karty kreditn\u00ed a debetn\u00ed. Ty, kter\u00e9 jsou v \u010cesku nejvyu\u017e\u00edvan\u011bj\u0161\u00ed, jsou pr\u00e1v\u011b karty debetn\u00ed. Funguj\u00ed jako n\u00e1hrada Va\u0161ich vlastn\u00edch pen\u011bz. Tuto kartu dostanete p\u0159i vytvo\u0159en\u00ed sv\u00e9ho \u00fa\u010dtu v bance a pokud s n\u00ed budete platit, pen\u00edze se V\u00e1m budou ode\u010d\u00edtat od z\u016fstatku na \u00fa\u010dtu. O kreditn\u00ed kartu si mus\u00edte za\u017e\u00e1dat a p\u0159i jej\u00edm vyu\u017e\u00edv\u00e1n\u00ed plat\u00edte pen\u011bzi, kter\u00e9 pat\u0159\u00ed bance. Tak\u017ee platit m\u016f\u017eete i kdy\u017e na sv\u00e9m \u00fa\u010dtu zrovna pen\u00edze nem\u00e1te a od banky si vlastn\u011b takto p\u016fj\u010dujete. Pokud p\u016fj\u010den\u00e9 pen\u00edze stihnete vr\u00e1tit v bez\u00faro\u010dn\u00e9m obdob\u00ed nic nav\u00edc neplat\u00edte plus k t\u00e9to kart\u011b pat\u0159\u00ed je\u0161t\u011b dal\u0161\u00ed v\u00fdhody. Jednou z nich je pr\u00e1v\u011b bez\u00faro\u010dn\u00e9 obdob\u00ed, kter\u00e9 u jin\u00e9ho p\u016fj\u010den\u00ed pen\u011bz nenajdete. Tak\u00e9 eliminujete riziko zneu\u017eit\u00ed vlastn\u00edch pen\u011bz na b\u011b\u017en\u00e9m \u00fa\u010dtu, proto\u017ee p\u0159es kartu debetn\u00ed se zlod\u011bji jednodu\u0161e dostanou k Va\u0161im \u00faspor\u00e1m. To p\u0159es kreditn\u00ed kartu nejde. Mezi nev\u00fdhody pak pat\u0159\u00ed pro n\u011bkter\u00e9 pocit, \u017ee neplat\u00ed sv\u00fdmi pen\u011bzi, tak\u017ee maj\u00ed tendenci utr\u00e1cet a\u017e p\u0159\u00edli\u0161.  Nen\u00ed karta jako karta fahd.cz. Mezi dal\u0161\u00ed rozd\u011blen\u00ed pat\u0159\u00ed karty MasterCard a Visa. Visa karty jsou sice nej\u010dast\u011bj\u0161\u00ed a zaplat\u00edte jimi opravdu \u00fapln\u011b v\u0161ude, Mastercard jsou rychlej\u0161\u00ed a mluv\u00ed se tak\u00e9 o tom, \u017ee maj\u00ed v\u00fdhodn\u011bj\u0161\u00ed sm\u011bnn\u00e9 kurzy. \u0158e\u0161\u00ed se i to, zda je mo\u017en\u00e9 z r\u016fzn\u00fdmi kartami platit p\u0159es Apple Pay nebo Google Pay. V p\u0159\u00edpad\u011b Visa a MasterCard je takto mo\u017en\u00e9 platit v obou p\u0159\u00edpadech. Existuj\u00ed ale tak\u00e9 dal\u0161\u00ed druhy jako karty Diners Club, JCB nebo Rakuten Card. Jedn\u00e1 se ale o karty, kter\u00e9 nejsou v\u0161eobecn\u011b p\u0159ij\u00edm\u00e1ny, a proto se nehod\u00ed pro b\u011b\u017en\u00e9 z\u00e1kazn\u00edky. Pokud na nich ale naleznete v\u00fdhody, kter\u00e9 p\u0159esn\u011b Vy ocen\u00edte, pak pro V\u00e1s mohou b\u00fdt tou nejlep\u0161\u00ed volbou. Pokud m\u00e1te je\u0161t\u011b dal\u0161\u00ed finan\u010dn\u00ed ot\u00e1zky nebo pot\u0159ebujete-li vy\u0159\u00eddit finan\u010dn\u00ed z\u00e1le\u017eitosti, nav\u0161tivte webov\u00e9 str\u00e1nky FAHD, kde najdete spoustu dal\u0161\u00edch informac\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.7\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak poznat tu spr\u00e1vnou platebn\u00ed kartu?","item":"https:\/\/www.antiba.cz\/jak-poznat-tu-spravnou-platebni-kartu\/#breadcrumbitem"}]}]